ZTOP vs VCIT

AZTOP

BVCIT

Measures won3–1ZTOP wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · BND $9,983

Lowest cost0.03%VCIT · $3 on $10k

Most income6.90%ZTOP · $690 on $10k

Smallest drop−2.9%ZTOP · worst fall in 1Y

Held in common[…]ZTOP and VCIT

ZTOP

VCIT

F/m High Yield 100 ETF · $15MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,368+7.3%

[…]5 years · per year[…] · $10,508+1.0%

0.39%Expense ratio$39 · $3 on $10k · lower wins0.03%

6.90%12-mo yield$690 · $502 on $10k5.02%

−2.9%Worst dropSmaller wins−4.9%

3.5%VolatilityLower wins4.5%

3–1ZTOP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsZTOP · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	AZTOP	F/m High Yield 100 ETFRead Desk	0.39%	6.90%	−0.3%	+0.8%	+2.6%	new	new	−2.9%	$15M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	AZTOP	F/m High Yield 100 ETFRead Desk	0.39%	6.90%	−0.3%	+0.8%	+2.6%	new	new	−2.9%	$15M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ZTOP vs VCIT

ZTOP

F/m High Yield 100

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureZTOPVCIT

Fee0.39%0.03%

Cost on $10k a year$39$3

Yield6.90%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+7.3%

Worst drop · 1Y−2.9%−4.9%

Volatility · 1Y3.5%4.5%

3–1measures won
ZTOP first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VCIT, ZTOP, BND

Today

[…]holdings […]

VCITZTOPBND

VCIT—[…][…]

ZTOP[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$651most kept, ZTOP

ZTOP$690 − $39 = $651

VCIT$502 − $3 = $499

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee