VCIT vs ZTOP

AVCIT

BZTOP

Measures won1–3ZTOP wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · BNDX $10,226

Lowest cost0.03%VCIT · $3 on $10k

Most income6.41%ZTOP · $641 on $10k

Smallest drop−2.9%ZTOP · worst fall in 1Y

Held in common[…]VCIT and ZTOP

VCIT

ZTOP

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BF/m High Yield 100 ETF · $16M

+6.9%3 years · per year$12,210 · […][…]

+1.0%5 years · per year$10,493 · […][…]

0.03%Expense ratio$3 · $39 on $10k · lower wins0.39%

5.02%12-mo yield$502 · $641 on $10k6.41%

−4.9%Worst dropSmaller wins−2.9%

4.5%VolatilityLower wins3.5%

1–3ZTOP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · ZTOP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	BZTOP	F/m High Yield 100 ETFRead Desk	0.39%	6.41%	0.0%	+0.8%	+2.5%	new	new	−2.9%	$16M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	BZTOP	F/m High Yield 100 ETFRead Desk	0.39%	6.41%	0.0%	+0.8%	+2.5%	new	new	−2.9%	$16M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs ZTOP

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

ZTOP

F/m High Yield 100

[…]

MeasureVCITZTOP

Fee0.03%0.39%

Cost on $10k a year$3$39

Yield5.02%6.41%

5 years, per year+1.0%[…]

3 years, per year+6.9%[…]

Worst drop · 1Y−4.9%−2.9%

Volatility · 1Y4.5%3.5%

3–1measures won
ZTOP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VCIT, ZTOP, BNDX

Today

[…]holdings […]

VCITZTOPBNDX

VCIT—[…][…]

ZTOP[…]—[…]

BNDX[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$602most kept, ZTOP

ZTOP$641 − $39 = $602

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee