VCR vs XLY

AVCR

BXLY

Measures won1–5XLY wins · of 6 · 5Y

$10,000 · 5Y$12,388XLY · VCR $12,229

Lowest cost0.08%XLY · $8 on $10k

Most income0.80%XLY · $80 on $10k

Smallest drop−15.0%XLY · worst fall in 1Y

Held in common75.5%VCR and XLY

VCR

XLY

Vanguard Consumer Discretionary ETF · $5.6BState Street Consumer Discretionary Select Sector SPDR ETF · $22.7B

+17.0%3 years · per year$16,001 · $16,081+17.2%

+4.1%5 years · per year$12,229 · $12,388+4.4%

0.09%Expense ratio$9 · $8 on $10k · lower wins0.08%

0.76%12-mo yield$76 · $80 on $10k0.80%

−15.6%Worst dropSmaller wins−15.0%

19.0%VolatilityLower wins19.1%

1–5XLY wins

$10,000 · 5 yearsOne scale

Shared top holdingsVCR · XLY

23.0%AMZN21.5%

15.9%TSLA18.8%

4.5%HD5.4%

2.6%MCD4.4%

Held in common75.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk		0.08%	0.80%	−0.7%	−1.1%	−1.4%	+17.2%	+4.4%	−15.0%	$22.7B
2	AVCR	Vanguard Consumer Discretionary ETFRead Desk		0.09%	0.76%	−0.7%	0.0%	−0.2%	+17.0%	+4.1%	−15.6%	$5.6B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk		0.08%	0.80%	−0.7%	−1.1%	−1.4%	+17.2%	+4.4%	−15.0%	$22.7B
2	AVCR	Vanguard Consumer Discretionary ETFRead Desk		0.09%	0.76%	−0.7%	0.0%	−0.2%	+17.0%	+4.1%	−15.6%	$5.6B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCR vs XLY

VCR

Vanguard Consumer Discretionary

$12,229

XLY

Consumer Discretionary Select Sector SPDR

$12,388

MeasureVCRXLY

Fee0.09%0.08%

Cost on $10k a year$9$8

Yield0.76%0.80%

5 years, per year+4.1%+4.4%

3 years, per year+17.0%+17.2%

Worst drop · 1Y−15.6%−15.0%

Volatility · 1Y19.0%19.1%

4–1measures won
XLY first

75.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: VCR, XLY

Today

75.5%most shared, VCR and XLY

VCRXLY

VCR—75.5%

XLY75.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$72most kept, XLY

XLY$80 − $8 = $72

VCR$76 − $9 = $67

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee