VCSH vs IBDW

AVCSH

BIBDW

Measures won4–2VCSH wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCSH $11,371

Lowest cost0.03%VCSH · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCSH and IBDW

VCSH

IBDW

Vanguard Short-Term Corporate Bond ETF · $43.9BiShares iBonds Dec 2031 Term Corporate ETF · $2.7B

+5.6%3 years · per year$11,777 · $12,296+7.1%

+2.6%5 years · per year$11,371 · $10,186+0.4%

0.03%Expense ratio$3 · $10 on $10k · lower wins0.10%

4.54%12-mo yield$454 · $488 on $10k4.88%

−1.6%Worst dropSmaller wins−3.4%

2.1%VolatilityLower wins3.5%

4–2VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCSH · IBDW

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BIBDW	iShares iBonds Dec 2031 Term Corporate ETFRead Desk	0.10%	4.88%	−0.1%	−0.1%	+1.1%	+7.1%	+0.4%	−3.4%	$2.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BIBDW	iShares iBonds Dec 2031 Term Corporate ETFRead Desk	0.10%	4.88%	−0.1%	−0.1%	+1.1%	+7.1%	+0.4%	−3.4%	$2.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCSH vs IBDW

VCSH

Vanguard Short-Term Corporate Bond

$11,371

IBDW

iShares iBonds Dec 2031 Term Corporate

$10,186

MeasureVCSHIBDW

Fee0.03%0.10%

Cost on $10k a year$3$10

Yield4.54%4.88%

5 years, per year+2.6%+0.4%

3 years, per year+5.6%+7.1%

Worst drop · 1Y−1.6%−3.4%

Volatility · 1Y2.1%3.5%

4–2measures won
VCSH first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: VCSH, IBDW, SGOV, VCIT

Today

[…]holdings […]

VCSHIBDWSGOVVCIT

VCSH—[…][…][…]

IBDW[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IBDW$488 − $10 = $478

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee