VCSH vs PRIV

AVCSH

BPRIV

Measures won3–1VCSH wins · of 6 · 5Y

$10,000 · 5Y$12,092SGOV · VCSH $11,315

Lowest cost0.03%VCSH · $3 on $10k

Most income5.05%VCIT · $505 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCSH and PRIV

VCSH

PRIV

Vanguard Short-Term Corporate Bond ETF · $43.9BState Street IG Public & Private Credit ETF · $810M

+5.3%3 years · per year$11,681 · […][…]

+2.5%5 years · per year$11,315 · […][…]

0.03%Expense ratio$3 · $55 on $10k · lower wins0.55%

4.56%12-mo yield$456 · $470 on $10k4.70%

−1.6%Worst dropSmaller wins−4.4%

2.1%VolatilityLower wins4.0%

3–1VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCSH · PRIV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.56%	−0.3%	+1.0%	+1.7%	+5.3%	+2.5%	−1.6%	$43.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
4	BPRIV	State Street IG Public & Private Credit ETFRead Desk	0.55%	4.70%	−0.7%	−0.7%	−0.2%	new	new	−4.4%	$810M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.56%	−0.3%	+1.0%	+1.7%	+5.3%	+2.5%	−1.6%	$43.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
4	BPRIV	State Street IG Public & Private Credit ETFRead Desk	0.55%	4.70%	−0.7%	−0.7%	−0.2%	new	new	−4.4%	$810M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCSH vs PRIV

VCSH

Vanguard Short-Term Corporate Bond

$11,315

PRIV

IG Public & Private Credit

[…]

MeasureVCSHPRIV

Fee0.03%0.55%

Cost on $10k a year$3$55

Yield4.56%4.70%

5 years, per year+2.5%[…]

3 years, per year+5.3%[…]

Worst drop · 1Y−1.6%−4.4%

Volatility · 1Y2.1%4.0%

3–1measures won
VCSH first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

Overlap: VCSH, PRIV, VCIT, SGOV

Today

[…]holdings […]

VCSHPRIVVCITSGOV

VCSH—[…][…][…]

PRIV[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

VCSH$456 − $3 = $453

PRIV$470 − $55 = $415

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee