VCSH vs SCIO

AVCSH

BSCIO

Measures won3–1VCSH wins · of 6 · 5Y

$10,000 · 5Y$11,379VCSH · VCIT $10,508

Lowest cost0.03%VCSH · $3 on $10k

Most income5.66%SCIO · $566 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]VCSH and SCIO

VCSH

SCIO

Vanguard Short-Term Corporate Bond ETF · $43.9BFirst Trust Structured Credit Income Opportunities ETF · $574M

+5.8%3 years · per year$11,843 · […][…]

+2.6%5 years · per year$11,379 · […][…]

0.03%Expense ratio$3 · $70 on $10k · lower wins0.70%

4.54%12-mo yield$454 · $566 on $10k5.66%

−1.6%Worst dropSmaller wins−2.7%

2.1%VolatilityLower wins2.7%

3–1VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCSH · SCIO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	+0.2%	+1.4%	+2.3%	+5.8%	+2.6%	−1.6%	$43.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	BSCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.66%	+0.3%	+1.9%	+3.0%	new	new	−2.7%	$574M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	+0.2%	+1.4%	+2.3%	+5.8%	+2.6%	−1.6%	$43.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	BSCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.66%	+0.3%	+1.9%	+3.0%	new	new	−2.7%	$574M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCSH vs SCIO

VCSH

Vanguard Short-Term Corporate Bond

$11,379

SCIO

First Trust Structured Credit Income Opportunities

[…]

MeasureVCSHSCIO

Fee0.03%0.70%

Cost on $10k a year$3$70

Yield4.54%5.66%

5 years, per year+2.6%[…]

3 years, per year+5.8%[…]

Worst drop · 1Y−1.6%−2.7%

Volatility · 1Y2.1%2.7%

3–1measures won
VCSH first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: VCSH, SCIO, VCIT, MUB

Today

[…]holdings […]

VCSHSCIOVCITMUB

VCSH—[…][…][…]

SCIO[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCIO$566 − $70 = $496

VCSH$454 − $3 = $451

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee