VCSH vs SPIB

AVCSH

BSPIB

Measures won4–2VCSH wins · of 6 · 5Y

$10,000 · 5Y$11,371VCSH · SPIB $10,941

Lowest cost0.03%VCSH · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]VCSH and SPIB

VCSH

SPIB

Vanguard Short-Term Corporate Bond ETF · $43.9BState Street SPDR Portfolio Intermediate Term Corporate Bond ETF · $11.4B

+5.6%3 years · per year$11,777 · $11,967+6.2%

+2.6%5 years · per year$11,371 · $10,941+1.8%

0.03%Expense ratio$3 · $4 on $10k · lower wins0.04%

4.54%12-mo yield$454 · $461 on $10k4.61%

−1.6%Worst dropSmaller wins−2.9%

2.1%VolatilityLower wins3.1%

4–2VCSH wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCSH · SPIB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
2	BSPIB	State Street SPDR Portfolio Intermediate Term Corporate Bond ETFRead Desk	0.04%	4.61%	−0.1%	+0.4%	+1.5%	+6.2%	+1.8%	−2.9%	$11.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
2	BSPIB	State Street SPDR Portfolio Intermediate Term Corporate Bond ETFRead Desk	0.04%	4.61%	−0.1%	+0.4%	+1.5%	+6.2%	+1.8%	−2.9%	$11.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCSH vs SPIB

VCSH

Vanguard Short-Term Corporate Bond

$11,371

SPIB

SPDR Portfolio Intermediate Term Corporate Bond

$10,941

MeasureVCSHSPIB

Fee0.03%0.04%

Cost on $10k a year$3$4

Yield4.54%4.61%

5 years, per year+2.6%+1.8%

3 years, per year+5.6%+6.2%

Worst drop · 1Y−1.6%−2.9%

Volatility · 1Y2.1%3.1%

4–2measures won
VCSH first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VCSH, SPIB, VCIT

Today

[…]holdings […]

VCSHSPIBVCIT

VCSH—[…][…]

SPIB[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPIB$461 − $4 = $457

VCSH$454 − $3 = $451

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee