VCSH vs VPC

AVCSH

BVPC

Measures won5–1VCSH wins · of 6 · 5Y

$10,000 · 5Y$11,371VCSH · VCIT $10,493

Lowest cost0.03%VCSH · $3 on $10k

Most income15.43%VPC · $1,543 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]VCSH and VPC

VCSH

VPC

Vanguard Short-Term Corporate Bond ETF · $43.9BVirtus Private Credit Strategy ETF · $27M

+5.6%3 years · per year$11,777 · $9,897−0.3%

+2.6%5 years · per year$11,371 · $9,742−0.5%

0.03%Expense ratio$3 · $1,060 on $10k · lower wins10.60%

4.54%12-mo yield$454 · $1,543 on $10k15.43%

−1.6%Worst dropSmaller wins−18.2%

2.1%VolatilityLower wins14.7%

5–1VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCSH · VPC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.43%	+0.5%	−12.4%	−11.0%	−0.3%	−0.5%	−18.2%	$27M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.43%	+0.5%	−12.4%	−11.0%	−0.3%	−0.5%	−18.2%	$27M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCSH vs VPC

VCSH

Vanguard Short-Term Corporate Bond

$11,371

VPC

Virtus Private Credit Strategy

$9,742

MeasureVCSHVPC

Fee0.03%10.60%

Cost on $10k a year$3$1,060

Yield4.54%15.43%

5 years, per year+2.6%−0.5%

3 years, per year+5.6%−0.3%

Worst drop · 1Y−1.6%−18.2%

Volatility · 1Y2.1%14.7%

5–1measures won
VCSH first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VCSH, VPC, VCIT, MUB

Today

[…]holdings […]

VCSHVPCVCITMUB

VCSH—[…][…][…]

VPC[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,543 − $1,060 = $483

VCSH$454 − $3 = $451

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee