VFMF vs SPY

AVFMF

BSPY

Measures won5–1VFMF wins · of 6 · 5Y

$10,000 · 5Y$18,857VFMF · SPY $17,118

Lowest cost0.09%SPY · $9 on $10k

Most income1.42%VFMF · $142 on $10k

Smallest drop−7.1%VFMF · worst fall in 1Y

Held in common21.3%VFMF and SPY

VFMF

SPY

Vanguard U.S. Multifactor ETF · $1.1BState Street SPDR S&P 500 ETF · $819B

+24.1%3 years · per year$19,132 · $18,039+21.7%

+13.5%5 years · per year$18,857 · $17,118+11.3%

0.18%Expense ratio$18 · $9 on $10k · lower wins0.09%

1.42%12-mo yield$142 · $103 on $10k1.03%

−7.1%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.6%

5–1VFMF wins

$10,000 · 5 yearsOne scale

Shared top holdingsVFMF · SPY

1.1%MU1.2%

0.8%JNJ1.0%

0.7%ABBV0.8%

0.7%XOM1.1%

Held in common21.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AVFMF	Vanguard U.S. Multifactor ETFRead Desk		0.18%	1.42%	−0.1%	+21.6%	+27.6%	+24.1%	+13.5%	−7.1%	$1.1B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AVFMF	Vanguard U.S. Multifactor ETFRead Desk		0.18%	1.42%	−0.1%	+21.6%	+27.6%	+24.1%	+13.5%	−7.1%	$1.1B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VFMF vs SPY

VFMF

Vanguard U.S. Multifactor

$18,857

SPY

SPDR S&P 500

$17,118

MeasureVFMFSPY

Fee0.18%0.09%

Cost on $10k a year$18$9

Yield1.42%1.03%

5 years, per year+13.5%+11.3%

3 years, per year+24.1%+21.7%

Worst drop · 1Y−7.1%−8.9%

Volatility · 1Y12.8%13.6%

5–1measures won
VFMF first

21.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VFMF, SPY

Today

21.3%most shared, VFMF and SPY

VFMFSPY

VFMF—21.3%

SPY21.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$124most kept, VFMF

VFMF$142 − $18 = $124

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee