VFQY vs QUAL

AVFQY

BQUAL

Measures won2–4QUAL wins · of 6 · 5Y

$10,000 · 5Y$17,749VOO · QUAL $16,737

Lowest cost0.03%VOO · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common27.2%VFQY and QUAL

VFQY

QUAL

Vanguard U.S. Quality Factor ETF · $493MiShares MSCI USA Quality Factor ETF · $48.0B

+19.8%3 years · per year$17,205 · $17,912+21.4%

+8.9%5 years · per year$15,320 · $16,737+10.8%

0.13%Expense ratio$13 · $15 on $10k · lower wins0.15%

1.00%12-mo yield$100 · $85 on $10k0.85%

−9.1%Worst dropSmaller wins−9.0%

12.7%VolatilityLower wins11.9%

2–4QUAL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVFQY · QUAL

1.3%AAPL7.4%

1.3%ROST1.4%

1.3%LRCX2.8%

1.2%KLAC2.1%

Held in common27.2%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.85%	0.0%	+12.4%	+14.1%	+21.4%	+10.8%	−9.0%	$48.0B
3	AVFQY	Vanguard U.S. Quality Factor ETFRead Desk	0.13%	1.00%	−0.4%	+16.0%	+18.6%	+19.8%	+8.9%	−9.1%	$493M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.85%	0.0%	+12.4%	+14.1%	+21.4%	+10.8%	−9.0%	$48.0B
3	AVFQY	Vanguard U.S. Quality Factor ETFRead Desk	0.13%	1.00%	−0.4%	+16.0%	+18.6%	+19.8%	+8.9%	−9.1%	$493M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VFQY vs QUAL

VFQY

Vanguard U.S. Quality Factor

$15,320

QUAL

iShares MSCI USA Quality Factor

$16,737

MeasureVFQYQUAL

Fee0.13%0.15%

Cost on $10k a year$13$15

Yield1.00%0.85%

5 years, per year+8.9%+10.8%

3 years, per year+19.8%+21.4%

Worst drop · 1Y−9.1%−9.0%

Volatility · 1Y12.7%11.9%

4–2measures won
QUAL first

27.2%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: VFQY, QUAL, VOO

Today

44.3%most shared, QUAL and VOO

VFQYQUALVOO

VFQY—27.2%17.4%

QUAL27.2%—44.3%

VOO17.4%44.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VFQY$100 − $13 = $87

QUAL$85 − $15 = $70

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee