SGOV vs SCHR

ASGOV

BSCHR

Measures won4–2SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VGIT $10,123

Lowest cost0.03%VGIT · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SGOV and SCHR

SGOV

SCHR

iShares 0-3 Month Treasury Bond ETF · $117BSchwab Intermediate-Term U.S. Treasury ETF · $13.7B

+4.5%3 years · per year$11,419 · $11,385+4.4%

+3.9%5 years · per year$12,090 · $10,117+0.2%

0.09%Expense ratio$9 · $3 on $10k · lower wins0.03%

3.63%12-mo yield$363 · $402 on $10k4.02%

0.0%Worst dropSmaller wins−4.5%

0.2%VolatilityLower wins3.6%

4–2SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSGOV · SCHR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B
3	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.7B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B
3	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.7B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SGOV vs SCHR

SGOV

iShares 0-3 Month Treasury Bond

$12,090

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,117

MeasureSGOVSCHR

Fee0.09%0.03%

Cost on $10k a year$9$3

Yield3.63%4.02%

5 years, per year+3.9%+0.2%

3 years, per year+4.5%+4.4%

Worst drop · 1Y+0.0%−4.5%

Volatility · 1Y0.2%3.6%

4–2measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VGIT, SCHR, SGOV, BND

Today

[…]holdings […]

VGITSCHRSGOVBND

VGIT—[…][…][…]

SCHR[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCHR$402 − $3 = $399

VGIT$398 − $3 = $395

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee