VGIT vs SCHR

AVGIT

BSCHR

Measures won1–2SCHR wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · BNDX $10,226

Lowest cost0.03%VGIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]VGIT and SCHR

VGIT

SCHR

Vanguard Intermediate-Term Treasury ETF · $39.7BSchwab Intermediate-Term U.S. Treasury ETF · $13.7B

+4.4%3 years · per year$11,377 · $11,385+4.4%

+0.2%5 years · per year$10,123 · $10,117+0.2%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

3.98%12-mo yield$398 · $402 on $10k4.02%

−4.6%Worst dropSmaller wins−4.5%

3.5%VolatilityLower wins3.6%

1–2SCHR wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVGIT · SCHR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	AVGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B
4	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	AVGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B
4	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VGIT vs SCHR

VGIT

Vanguard Intermediate-Term Treasury

$10,123

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,117

MeasureVGITSCHR

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield3.98%4.02%

5 years, per year+0.2%+0.2%

3 years, per year+4.4%+4.4%

Worst drop · 1Y−4.6%−4.5%

Volatility · 1Y3.5%3.6%

1–1measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VGIT, SCHR, VCIT, BNDX

Today

[…]holdings […]

VGITSCHRVCITBNDX

VGIT—[…][…][…]

SCHR[…]—[…][…]

VCIT[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

SCHR$402 − $3 = $399

VGIT$398 − $3 = $395

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee