VGIT vs SPIP

AVGIT

BSPIP

Measures won4–2VGIT wins · of 6 · 5Y

$10,000 · 5Y$10,414MUB · VGIT $10,123

Lowest cost0.03%VGIT · $3 on $10k

Most income5.48%SPIP · $548 on $10k

Smallest drop−4.0%SPIP · worst fall in 1Y

Held in common[…]VGIT and SPIP

VGIT

SPIP

Vanguard Intermediate-Term Treasury ETF · $39.7BState Street SPDR Portfolio TIPS ETF · $1.1B

+4.4%3 years · per year$11,377 · $11,349+4.3%

+0.2%5 years · per year$10,123 · $9,964−0.1%

0.03%Expense ratio$3 · $12 on $10k · lower wins0.12%

3.98%12-mo yield$398 · $548 on $10k5.48%

−4.6%Worst dropSmaller wins−4.0%

3.5%VolatilityLower wins3.8%

4–2VGIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVGIT · SPIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
2	AVGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B
3	BSPIP	State Street SPDR Portfolio TIPS ETFRead Desk	0.12%	5.48%	0.0%	+0.1%	+0.2%	+4.3%	−0.1%	−4.0%	$1.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
2	AVGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B
3	BSPIP	State Street SPDR Portfolio TIPS ETFRead Desk	0.12%	5.48%	0.0%	+0.1%	+0.2%	+4.3%	−0.1%	−4.0%	$1.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VGIT vs SPIP

VGIT

Vanguard Intermediate-Term Treasury

$10,123

SPIP

SPDR Portfolio TIPS

$9,964

MeasureVGITSPIP

Fee0.03%0.12%

Cost on $10k a year$3$12

Yield3.98%5.48%

5 years, per year+0.2%−0.1%

3 years, per year+4.4%+4.3%

Worst drop · 1Y−4.6%−4.0%

Volatility · 1Y3.5%3.8%

4–2measures won
VGIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VGIT, SPIP, MUB

Today

[…]holdings […]

VGITSPIPMUB

VGIT—[…][…]

SPIP[…]—[…]

MUB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$536most kept, SPIP

SPIP$548 − $12 = $536

VGIT$398 − $3 = $395

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee