VGIT vs SPY

AVGIT

BSPY

Measures won4–2VGIT wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%VGIT · $3 on $10k

Most income3.98%VGIT · $398 on $10k

Smallest drop−4.6%VGIT · worst fall in 1Y

Held in common[…]VGIT and SPY

VGIT

SPY

Vanguard Intermediate-Term Treasury ETF · $39.7BState Street SPDR S&P 500 ETF · $819B

+4.4%3 years · per year$11,377 · $18,039+21.7%

+0.2%5 years · per year$10,123 · $17,118+11.3%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

3.98%12-mo yield$398 · $103 on $10k1.03%

−4.6%Worst dropSmaller wins−8.9%

3.5%VolatilityLower wins13.6%

4–2VGIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVGIT · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AVGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AVGIT	Vanguard Intermediate-Term Treasury ETFRead Desk	0.03%	3.98%	−0.2%	−0.4%	+0.3%	+4.4%	+0.2%	−4.6%	$39.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VGIT vs SPY

VGIT

Vanguard Intermediate-Term Treasury

$10,123

SPY

SPDR S&P 500

$17,118

MeasureVGITSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield3.98%1.03%

5 years, per year+0.2%+11.3%

3 years, per year+4.4%+21.7%

Worst drop · 1Y−4.6%−8.9%

Volatility · 1Y3.5%13.6%

4–2measures won
VGIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VGIT, SPY, IVV

Today

99.9%most shared, SPY and IVV

VGITSPYIVV

VGIT—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$395most kept, VGIT

VGIT$398 − $3 = $395

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee