VGMS vs FLOT

AVGMS

BFLOT

Measures won1–3FLOT wins · of 6 · 5Y

$10,000 · 5Y$12,464FLOT · SGOV $12,090

Lowest cost0.09%SGOV · $9 on $10k

Most income5.55%VGMS · $555 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VGMS and FLOT

VGMS

FLOT

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETF · $298MiShares Floating Rate Bond ETF · $11.7B

[…]3 years · per year[…] · $11,677+5.3%

[…]5 years · per year[…] · $12,464+4.5%

0.30%Expense ratio$30 · $15 on $10k · lower wins0.15%

5.55%12-mo yield$555 · $425 on $10k4.25%

−2.7%Worst dropSmaller wins−0.4%

3.4%VolatilityLower wins0.7%

1–3FLOT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVGMS · FLOT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFLOT	iShares Floating Rate Bond ETFRead Desk	0.15%	4.25%	0.0%	+3.5%	+4.3%	+5.3%	+4.5%	−0.4%	$11.7B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AVGMS	Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFRead Desk	0.30%	5.55%	0.0%	+1.0%	+2.4%	new	new	−2.7%	$298M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFLOT	iShares Floating Rate Bond ETFRead Desk	0.15%	4.25%	0.0%	+3.5%	+4.3%	+5.3%	+4.5%	−0.4%	$11.7B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AVGMS	Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFRead Desk	0.30%	5.55%	0.0%	+1.0%	+2.4%	new	new	−2.7%	$298M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VGMS vs FLOT

VGMS

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond

[…]

FLOT

iShares Floating Rate Bond

$12,464

MeasureVGMSFLOT

Fee0.30%0.15%

Cost on $10k a year$30$15

Yield5.55%4.25%

5 years, per year[…]+4.5%

3 years, per year[…]+5.3%

Worst drop · 1Y−2.7%−0.4%

Volatility · 1Y3.4%0.7%

3–1measures won
FLOT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VGMS, FLOT, SGOV

Today

[…]holdings […]

VGMSFLOTSGOV

VGMS—[…][…]

FLOT[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$525most kept, VGMS

VGMS$555 − $30 = $525

FLOT$425 − $15 = $410

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee