VGMS vs VCIT

AVGMS

BVCIT

Measures won3–1VGMS wins · of 6 · 5Y

$10,000 · 5Y$16,638VIG · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.54%VGMS · $554 on $10k

Smallest drop−2.7%VGMS · worst fall in 1Y

Held in common[…]VGMS and VCIT

VGMS

VCIT

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETF · $298MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,129+6.6%

[…]5 years · per year[…] · $10,510+1.0%

0.30%Expense ratio$30 · $3 on $10k · lower wins0.03%

5.54%12-mo yield$554 · $502 on $10k5.02%

−2.7%Worst dropSmaller wins−4.9%

3.4%VolatilityLower wins4.5%

3–1VGMS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVGMS · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	AVGMS	Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFRead Desk	0.30%	5.54%	+0.1%	+1.1%	+2.4%	new	new	−2.7%	$298M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	AVGMS	Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFRead Desk	0.30%	5.54%	+0.1%	+1.1%	+2.4%	new	new	−2.7%	$298M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VGMS vs VCIT

VGMS

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureVGMSVCIT

Fee0.30%0.03%

Cost on $10k a year$30$3

Yield5.54%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+6.6%

Worst drop · 1Y−2.7%−4.9%

Volatility · 1Y3.4%4.5%

3–1measures won
VGMS first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VGMS, VCIT, VIG, MUB

Today

0.0%most shared, VGMS and VIG

VGMSVCITVIGMUB

VGMS—[…]0.0%[…]

VCIT[…]—[…][…]

VIG0.0%[…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$524most kept, VGMS

VGMS$554 − $30 = $524

VCIT$502 − $3 = $499

MUB$326 − $5 = $321

VIG$146 − $4 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee