VGSH vs IUSB

AVGSH

BIUSB

Measures won4–2VGSH wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · VGSH $11,115

Lowest cost0.03%VGSH · $3 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VGSH and IUSB

VGSH

IUSB

Vanguard Short-Term Treasury ETF · $35.1BiShares Core Universal USD Bond ETF · $50.4B

+4.2%3 years · per year$11,324 · $11,705+5.4%

+2.1%5 years · per year$11,115 · $10,151+0.3%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

3.77%12-mo yield$377 · $433 on $10k4.33%

−0.9%Worst dropSmaller wins−4.3%

1.3%VolatilityLower wins3.9%

4–2VGSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVGSH · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVGSH	Vanguard Short-Term Treasury ETFRead Desk	0.03%	3.77%	−0.1%	+1.6%	+2.2%	+4.2%	+2.1%	−0.9%	$35.1B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVGSH	Vanguard Short-Term Treasury ETFRead Desk	0.03%	3.77%	−0.1%	+1.6%	+2.2%	+4.2%	+2.1%	−0.9%	$35.1B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VGSH vs IUSB

VGSH

Vanguard Short-Term Treasury

$11,115

IUSB

iShares Core Universal USD Bond

$10,151

MeasureVGSHIUSB

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield3.77%4.33%

5 years, per year+2.1%+0.3%

3 years, per year+4.2%+5.4%

Worst drop · 1Y−0.9%−4.3%

Volatility · 1Y1.3%3.9%

4–2measures won
VGSH first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VGSH, IUSB, MUB, SGOV

Today

[…]holdings […]

VGSHIUSBMUBSGOV

VGSH—[…][…][…]

IUSB[…]—[…][…]

MUB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

VGSH$377 − $3 = $374

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee