VCIT vs PULS

AVCIT

BPULS

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,428PULS · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.0%VGUS · worst fall in 1Y

Held in common[…]VCIT and PULS

VCIT

PULS

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BPGIM Ultra Short Bond ETF · $19.8B

+6.9%3 years · per year$12,210 · $11,666+5.3%

+1.0%5 years · per year$10,493 · $12,428+4.4%

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

5.02%12-mo yield$502 · $436 on $10k4.36%

−4.9%Worst dropSmaller wins−0.1%

4.5%VolatilityLower wins0.4%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · PULS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
4	VGUS	Vanguard Ultra-Short Treasury ETFRead Desk	0.07%	3.57%	0.0%	+3.1%	+3.7%	new	new	−0.0%	$1.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
4	VGUS	Vanguard Ultra-Short Treasury ETFRead Desk	0.07%	3.57%	0.0%	+3.1%	+3.7%	new	new	−0.0%	$1.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs PULS

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

PULS

PGIM Ultra Short Bond

$12,428

MeasureVCITPULS

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield5.02%4.36%

5 years, per year+1.0%+4.4%

3 years, per year+6.9%+5.3%

Worst drop · 1Y−4.9%−0.1%

Volatility · 1Y4.5%0.4%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VGUS, PULS, MUB, VCIT

Today

[…]holdings […]

VGUSPULSMUBVCIT

VGUS—[…][…][…]

PULS[…]—[…][…]

MUB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

PULS$436 − $15 = $421

VGUS$357 − $7 = $350

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee