VIG vs HAPI

AVIG

BHAPI

Measures won4–1VIG wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · VIG $16,243

Lowest cost0.04%VIG · $4 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common40.3%VIG and HAPI

VIG

HAPI

Vanguard Dividend Appreciation ETF · $109BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+18.6%3 years · per year$16,669 · $18,006+21.7%

+10.2%5 years · per year$16,243 · […][…]

0.04%Expense ratio$4 · $35 on $10k · lower wins0.35%

1.50%12-mo yield$150 · $80 on $10k0.80%

−7.9%Worst dropSmaller wins−8.1%

10.8%VolatilityLower wins12.7%

4–1VIG wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVIG · HAPI

4.9%MSFT6.2%

4.9%AAPL6.2%

3.9%JPM3.1%

4.1%LLY2.9%

Held in common40.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	AVIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	+0.1%	+15.5%	+17.6%	+17.3%	+5.7%	−9.7%	$103.7B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	AVIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	+0.1%	+15.5%	+17.6%	+17.3%	+5.7%	−9.7%	$103.7B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VIG vs HAPI

VIG

Vanguard Dividend Appreciation

$16,243

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVIGHAPI

Fee0.04%0.35%

Cost on $10k a year$4$35

Yield1.50%0.80%

5 years, per year+10.2%[…]

3 years, per year+18.6%+21.7%

Worst drop · 1Y−7.9%−8.1%

Volatility · 1Y10.8%12.7%

4–1measures won
VIG first

40.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VIG, HAPI, IJR, SCHD

Today

40.3%most shared, VIG and HAPI

VIGHAPIIJRSCHD

VIG—40.3%0.7%14.5%

HAPI40.3%—0.1%9.7%

IJR0.7%0.1%—1.2%

SCHD14.5%9.7%1.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VIG$150 − $4 = $146

IJR$124 − $6 = $118

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee