HAPI vs VIG

AHAPI

BVIG

Measures won1–4VIG wins · of 6 · 5Y

$10,000 · 5Y$16,638VIG · IWF $15,892

Lowest cost0.03%VO · $3 on $10k

Most income1.46%VIG · $146 on $10k

Smallest drop−7.9%VIG · worst fall in 1Y

Held in common40.4%HAPI and VIG

HAPI

VIG

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MVanguard Dividend Appreciation ETF · $109B

+21.9%3 years · per year$18,105 · $16,775+18.8%

[…]5 years · per year[…] · $16,638+10.7%

0.35%Expense ratio$35 · $4 on $10k · lower wins0.04%

0.78%12-mo yield$78 · $146 on $10k1.46%

−8.1%Worst dropSmaller wins−7.9%

12.9%VolatilityLower wins11.0%

1–4VIG wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VIG

6.1%MSFT4.9%

6.2%AAPL4.9%

3.1%JPM3.9%

2.9%LLY4.1%

Held in common40.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$114.6B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$114.6B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VIG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VIG

Vanguard Dividend Appreciation

$16,638

MeasureHAPIVIG

Fee0.35%0.04%

Cost on $10k a year$35$4

Yield0.78%1.46%

5 years, per year[…]+10.7%

3 years, per year+21.9%+18.8%

Worst drop · 1Y−8.1%−7.9%

Volatility · 1Y12.9%11.0%

4–1measures won
VIG first

40.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

Overlap: VIG, HAPI, VO, IWF

Today

44.0%most shared, HAPI and IWF

VIGHAPIVOIWF

VIG—40.4%13.5%32.6%

HAPI40.4%—13.5%44.0%

VO13.5%13.5%—9.2%

IWF32.6%44.0%9.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$142most kept, VIG

VIG$146 − $4 = $142

VO$135 − $3 = $132

HAPI$78 − $35 = $43

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee