VMBS vs MUB

AVMBS

BMUB

Measures won4–2VMBS wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · MUB $10,432

Lowest cost0.03%VMBS · $3 on $10k

Most income4.31%VMBS · $431 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VMBS and MUB

VMBS

MUB

Vanguard Mortgage-Backed Securities ETF · $15.5BiShares National Muni Bond ETF · $55.0B

+6.0%3 years · per year$11,917 · $11,293+4.1%

+0.5%5 years · per year$10,263 · $10,432+0.8%

0.03%Expense ratio$3 · $5 on $10k · lower wins0.05%

4.31%12-mo yield$431 · $326 on $10k3.26%

−5.1%Worst dropSmaller wins−6.3%

4.7%VolatilityLower wins3.7%

4–2VMBS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVMBS · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
3	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.2%	+6.0%	+0.5%	−5.1%	$15.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
3	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.2%	+6.0%	+0.5%	−5.1%	$15.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VMBS vs MUB

VMBS

Vanguard Mortgage-Backed Securities

$10,263

MUB

iShares National Muni Bond

$10,432

MeasureVMBSMUB

Fee0.03%0.05%

Cost on $10k a year$3$5

Yield4.31%3.26%

5 years, per year+0.5%+0.8%

3 years, per year+6.0%+4.1%

Worst drop · 1Y−5.1%−6.3%

Volatility · 1Y4.7%3.7%

4–2measures won
VMBS first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VMBS, MUB, SGOV

Today

[…]holdings […]

VMBSMUBSGOV

VMBS—[…][…]

MUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, VMBS

VMBS$431 − $3 = $428

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee