VMBS vs SMBS

AVMBS

BSMBS

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,229VMBS

Lowest cost0.03%VMBS · $3 on $10k

Most income5.29%SMBS · $529 on $10k

Smallest drop−5.1%VMBS · worst fall in 1Y

Held in common[…]VMBS and SMBS

VMBS

SMBS

Vanguard Mortgage-Backed Securities ETF · $15.5BSchwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.4B

+6.6%3 years · per year$12,129 · […][…]

+0.5%5 years · per year$10,229 · […][…]

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

4.32%12-mo yield$432 · $529 on $10k5.29%

−5.1%Worst dropSmaller wins−5.2%

4.7%VolatilityLower wins4.7%

1–1Level

$10,000 · 5 yearsOne scale

Shared top holdingsVMBS · SMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk		0.03%	4.32%	+0.4%	+0.2%	+1.1%	+6.6%	+0.5%	−5.1%	$15.5B
2	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk		0.03%	5.29%	+0.4%	+0.1%	+0.9%	new	new	−5.2%	$6.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk		0.03%	4.32%	+0.4%	+0.2%	+1.1%	+6.6%	+0.5%	−5.1%	$15.5B
2	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk		0.03%	5.29%	+0.4%	+0.1%	+0.9%	new	new	−5.2%	$6.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VMBS vs SMBS

VMBS

Vanguard Mortgage-Backed Securities

$10,229

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities

[…]

MeasureVMBSSMBS

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield4.32%5.29%

5 years, per year+0.5%[…]

3 years, per year+6.6%[…]

Worst drop · 1Y−5.1%−5.2%

Volatility · 1Y4.7%4.7%

1–1measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: VMBS, SMBS

Today

[…]holdings […]

VMBSSMBS

VMBS—[…]

SMBS[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$526most kept, SMBS

SMBS$529 − $3 = $526

VMBS$432 − $3 = $429

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee