VMBS vs SPY

AVMBS

BSPY

Measures won4–2VMBS wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · VMBS $10,229

Lowest cost0.03%VMBS · $3 on $10k

Most income4.32%VMBS · $432 on $10k

Smallest drop−5.1%VMBS · worst fall in 1Y

Held in common[…]VMBS and SPY

VMBS

SPY

Vanguard Mortgage-Backed Securities ETF · $15.5BState Street SPDR S&P 500 ETF · $805B

+6.6%3 years · per year$12,129 · $19,132+24.1%

+0.5%5 years · per year$10,229 · $18,060+12.6%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.32%12-mo yield$432 · $99 on $10k0.99%

−5.1%Worst dropSmaller wins−8.9%

4.7%VolatilityLower wins12.9%

4–2VMBS wins

$10,000 · 5 yearsOne scale

Shared top holdingsVMBS · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk		0.03%	4.32%	+0.4%	+0.2%	+1.1%	+6.6%	+0.5%	−5.1%	$15.5B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk		0.03%	4.32%	+0.4%	+0.2%	+1.1%	+6.6%	+0.5%	−5.1%	$15.5B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VMBS vs SPY

VMBS

Vanguard Mortgage-Backed Securities

$10,229

SPY

SPDR S&P 500

$18,060

MeasureVMBSSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.32%0.99%

5 years, per year+0.5%+12.6%

3 years, per year+6.6%+24.1%

Worst drop · 1Y−5.1%−8.9%

Volatility · 1Y4.7%12.9%

4–2measures won
VMBS first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: VMBS, SPY

Today

[…]holdings […]

VMBSSPY

VMBS—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$429most kept, VMBS

VMBS$432 − $3 = $429

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee