VMBS vs SPYM

AVMBS

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,164SPYM · VMBS $10,259

Lowest cost0.02%SPYM · $2 on $10k

Most income4.31%VMBS · $431 on $10k

Smallest drop−5.1%VMBS · worst fall in 1Y

Held in common[…]VMBS and SPYM

VMBS

SPYM

Vanguard Mortgage-Backed Securities ETF · $15.5BState Street SPDR Portfolio S&P 500 ETF · $182B

+6.6%3 years · per year$12,128 · $18,222+22.1%

+0.5%5 years · per year$10,259 · $17,164+11.4%

0.03%Expense ratio$3 · $2 on $10k · lower wins0.02%

4.31%12-mo yield$431 · $106 on $10k1.06%

−5.1%Worst dropSmaller wins−8.9%

4.7%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsVMBS · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk		0.03%	4.31%	+0.2%	+0.4%	+1.2%	+6.6%	+0.5%	−5.1%	$15.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk		0.03%	4.31%	+0.2%	+0.4%	+1.2%	+6.6%	+0.5%	−5.1%	$15.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VMBS vs SPYM

VMBS

Vanguard Mortgage-Backed Securities

$10,259

SPYM

SPDR Portfolio S&P 500

$17,164

MeasureVMBSSPYM

Fee0.03%0.02%

Cost on $10k a year$3$2

Yield4.31%1.06%

5 years, per year+0.5%+11.4%

3 years, per year+6.6%+22.1%

Worst drop · 1Y−5.1%−8.9%

Volatility · 1Y4.7%13.6%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VMBS, SPYM

Today

[…]holdings […]

VMBSSPYM

VMBS—[…]

SPYM[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, VMBS

VMBS$431 − $3 = $428

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee