VCIT vs CGUI

AVCIT

BCGUI

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$18,068QQQ · VOO $17,543

Lowest cost0.03%VOO · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%CGUI · worst fall in 1Y

Held in common[…]VCIT and CGUI

VCIT

CGUI

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BCapital Group Ultra Short Income ETF · $442M

+6.6%3 years · per year$12,129 · […][…]

+1.0%5 years · per year$10,510 · […][…]

0.03%Expense ratio$3 · $18 on $10k · lower wins0.18%

5.02%12-mo yield$502 · $382 on $10k3.82%

−4.9%Worst dropSmaller wins−0.2%

4.5%VolatilityLower wins0.9%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · CGUI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	BCGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	+0.1%	+3.0%	+3.8%	new	new	−0.2%	$442M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	BCGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	+0.1%	+3.0%	+3.8%	new	new	−0.2%	$442M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs CGUI

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

CGUI

Capital Group Ultra Short Income

[…]

MeasureVCITCGUI

Fee0.03%0.18%

Cost on $10k a year$3$18

Yield5.02%3.82%

5 years, per year+1.0%[…]

3 years, per year+6.6%[…]

Worst drop · 1Y−4.9%−0.2%

Volatility · 1Y4.5%0.9%

2–2measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: VOO, CGUI, VCIT, QQQ

Today

54.9%most shared, VOO and QQQ

VOOCGUIVCITQQQ

VOO—[…][…]54.9%

CGUI[…]—[…][…]

VCIT[…][…]—[…]

QQQ54.9%[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CGUI$382 − $18 = $364

VOO$107 − $3 = $104

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee