VOO vs FDLS

AVOO

BFDLS

Measures won4–0VOO wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.2%VOO and FDLS

VOO

FDLS

Vanguard S&P 500 ETF · $1.00TInspire Fidelis Multi Factor ETF · $256M

+22.1%3 years · per year$18,224 · $18,222+22.1%

+11.4%5 years · per year$17,156 · […][…]

0.03%Expense ratio$3 · $66 on $10k · lower wins0.66%

1.10%12-mo yield$110 · $86 on $10k0.86%

−8.9%Worst dropSmaller wins−9.5%

13.5%VolatilityLower wins16.5%

4–0VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVOO · FDLS

2.5%AVGO0.9%

0.4%SNDK0.7%

0.2%VLO0.9%

0.1%EOG1.0%

Held in common2.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$256M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$256M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs FDLS

VOO

Vanguard S&P 500

$17,156

FDLS

Inspire Fidelis Multi Factor

[…]

MeasureVOOFDLS

Fee0.03%0.66%

Cost on $10k a year$3$66

Yield1.10%0.86%

5 years, per year+11.4%[…]

3 years, per year+22.1%+22.1%

Worst drop · 1Y−8.9%−9.5%

Volatility · 1Y13.5%16.5%

4–0measures won
VOO first

2.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: VOO, FDLS, SPY

Today

93.5%most shared, VOO and SPY

VOOFDLSSPY

VOO—2.2%93.5%

FDLS2.2%—2.0%

SPY93.5%2.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

SPY$103 − $9 = $94

FDLS$86 − $66 = $20

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee