VOO vs FDLS

AVOO

BFDLS

Measures won5–0VOO wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · VTI $16,375

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common2.1%VOO and FDLS

VOO

FDLS

Vanguard S&P 500 ETF · $1.00TInspire Fidelis Multi Factor ETF · $243M

+21.8%3 years · per year$18,079 · $16,927+19.2%

+11.4%5 years · per year$17,177 · […][…]

0.03%Expense ratio$3 · $66 on $10k · lower wins0.66%

1.10%12-mo yield$110 · $90 on $10k0.90%

−8.9%Worst dropSmaller wins−10.8%

13.5%VolatilityLower wins17.1%

5–0VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVOO · FDLS

2.5%AVGO0.9%

0.4%SNDK0.6%

0.2%VLO0.9%

0.1%EOG1.1%

Held in common2.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	BFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$243M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	BFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$243M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs FDLS

VOO

Vanguard S&P 500

$17,177

FDLS

Inspire Fidelis Multi Factor

[…]

MeasureVOOFDLS

Fee0.03%0.66%

Cost on $10k a year$3$66

Yield1.10%0.90%

5 years, per year+11.4%[…]

3 years, per year+21.8%+19.2%

Worst drop · 1Y−8.9%−10.8%

Volatility · 1Y13.5%17.1%

5–0measures won
VOO first

2.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: VOO, FDLS, VTI

Today

89.0%most shared, VOO and VTI

VOOFDLSVTI

VOO—2.1%89.0%

FDLS2.1%—2.5%

VTI89.0%2.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VTI$109 − $3 = $106

FDLS$90 − $66 = $24

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee