VOO vs GSST

AVOO

BGSST

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SPY $17,493

Lowest cost0.03%VOO · $3 on $10k

Most income4.18%GSST · $418 on $10k

Smallest drop−0.2%GSST · worst fall in 1Y

Held in common0.0%VOO and GSST

VOO

GSST

Vanguard S&P 500 ETF · $1.00TGoldman Sachs Ultra Short Bond ETF · $1.8B

+22.0%3 years · per year$18,159 · $11,700+5.4%

+11.9%5 years · per year$17,543 · $12,225+4.1%

0.03%Expense ratio$3 · $20 on $10k · lower wins0.20%

1.07%12-mo yield$107 · $418 on $10k4.18%

−8.9%Worst dropSmaller wins−0.2%

13.7%VolatilityLower wins0.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVOO · GSST

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	BGSST	Goldman Sachs Ultra Short Bond ETFRead Desk	0.20%	4.18%	0.0%	+3.3%	+4.0%	+5.4%	+4.1%	−0.2%	$1.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	BGSST	Goldman Sachs Ultra Short Bond ETFRead Desk	0.20%	4.18%	0.0%	+3.3%	+4.0%	+5.4%	+4.1%	−0.2%	$1.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs GSST

VOO

Vanguard S&P 500

$17,543

GSST

Goldman Sachs Ultra Short Bond

$12,225

MeasureVOOGSST

Fee0.03%0.20%

Cost on $10k a year$3$20

Yield1.07%4.18%

5 years, per year+11.9%+4.1%

3 years, per year+22.0%+5.4%

Worst drop · 1Y−8.9%−0.2%

Volatility · 1Y13.7%0.5%

3–3measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VOO, GSST, SPY

Today

92.7%most shared, VOO and SPY

VOOGSSTSPY

VOO—0.0%92.7%

GSST0.0%—0.0%

SPY92.7%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$398most kept, GSST

GSST$418 − $20 = $398

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee