VOO vs SAPH

AVOO

BSAPH

Measures won3–1VOO wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · VTI $16,375

Lowest cost0.03%VOO · $3 on $10k

Most income2.70%SAPH · $270 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%VOO and SAPH

VOO

SAPH

Vanguard S&P 500 ETF · $1.00TSAP SE ADRhedged · $1M

+21.8%3 years · per year$18,079 · […][…]

+11.4%5 years · per year$17,177 · […][…]

0.03%Expense ratio$3 · $19 on $10k · lower wins0.19%

1.10%12-mo yield$110 · $270 on $10k2.70%

−8.9%Worst dropSmaller wins−41.2%

13.5%VolatilityLower wins38.2%

3–1VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVOO · SAPH

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	BSAPH	SAP SE ADRhedgedRead Desk	0.19%	2.70%	−3.2%	+3.4%	−5.5%	new	new	−41.2%	$912K

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	BSAPH	SAP SE ADRhedgedRead Desk	0.19%	2.70%	−3.2%	+3.4%	−5.5%	new	new	−41.2%	$912K

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs SAPH

VOO

Vanguard S&P 500

$17,177

SAPH

SAP SE ADRhedged

[…]

MeasureVOOSAPH

Fee0.03%0.19%

Cost on $10k a year$3$19

Yield1.10%2.70%

5 years, per year+11.4%[…]

3 years, per year+21.8%[…]

Worst drop · 1Y−8.9%−41.2%

Volatility · 1Y13.5%38.2%

3–1measures won
VOO first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: VOO, SAPH, VTI

Today

89.0%most shared, VOO and VTI

VOOSAPHVTI

VOO—0.0%89.0%

SAPH0.0%—0.0%

VTI89.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$251most kept, SAPH

SAPH$270 − $19 = $251

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee