VPC vs VCIT

AVPC

BVCIT

Measures won1–5VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,469VCIT · VPC $9,973

Lowest cost0.03%VCIT · $3 on $10k

Most income15.19%VPC · $1,519 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]VPC and VCIT

VPC

VCIT

Virtus Private Credit Strategy ETF · $28MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+1.0%3 years · per year$10,311 · $12,336+7.2%

−0.1%5 years · per year$9,973 · $10,469+0.9%

10.60%Expense ratio$1,060 · $3 on $10k · lower wins0.03%

15.19%12-mo yield$1,519 · $503 on $10k5.03%

−18.2%Worst dropSmaller wins−4.9%

14.6%VolatilityLower wins4.5%

1–5VCIT wins

$10,000 · 5 yearsOne scale

Shared top holdingsVPC · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	AVPC	Virtus Private Credit Strategy ETFRead Desk		10.60%	15.19%	+1.4%	−11.0%	−10.3%	+1.0%	−0.1%	−18.2%	$28M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	AVPC	Virtus Private Credit Strategy ETFRead Desk		10.60%	15.19%	+1.4%	−11.0%	−10.3%	+1.0%	−0.1%	−18.2%	$28M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VPC vs VCIT

VPC

Virtus Private Credit Strategy

$9,973

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

MeasureVPCVCIT

Fee10.60%0.03%

Cost on $10k a year$1,060$3

Yield15.19%5.03%

5 years, per year−0.1%+0.9%

3 years, per year+1.0%+7.2%

Worst drop · 1Y−18.2%−4.9%

Volatility · 1Y14.6%4.5%

5–1measures won
VCIT first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: VPC, VCIT

Today

[…]holdings […]

VPCVCIT

VPC—[…]

VCIT[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

VPC$1,519 − $1,060 = $459

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee