VPC vs VCSH

AVPC

BVCSH

Measures won1–5VCSH wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · VCSH $11,374

Lowest cost0.03%VCSH · $3 on $10k

Most income15.37%VPC · $1,537 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VPC and VCSH

VPC

VCSH

Virtus Private Credit Strategy ETF · $27MVanguard Short-Term Corporate Bond ETF · $43.9B

−0.9%3 years · per year$9,730 · $11,758+5.5%

−0.4%5 years · per year$9,789 · $11,374+2.6%

10.60%Expense ratio$1,060 · $3 on $10k · lower wins0.03%

15.37%12-mo yield$1,537 · $454 on $10k4.54%

−18.2%Worst dropSmaller wins−1.6%

14.7%VolatilityLower wins2.1%

1–5VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVPC · VCSH

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	0.0%	+1.3%	+2.2%	+5.5%	+2.6%	−1.6%	$43.9B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	AVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	0.0%	+1.3%	+2.2%	+5.5%	+2.6%	−1.6%	$43.9B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	AVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VPC vs VCSH

VPC

Virtus Private Credit Strategy

$9,789

VCSH

Vanguard Short-Term Corporate Bond

$11,374

MeasureVPCVCSH

Fee10.60%0.03%

Cost on $10k a year$1,060$3

Yield15.37%4.54%

5 years, per year−0.4%+2.6%

3 years, per year−0.9%+5.5%

Worst drop · 1Y−18.2%−1.6%

Volatility · 1Y14.7%2.1%

5–1measures won
VCSH first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VPC, VCSH, SGOV, MUB

Today

[…]holdings […]

VPCVCSHSGOVMUB

VPC—[…][…][…]

VCSH[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$477most kept, VPC

VPC$1,537 − $1,060 = $477

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee