VCIT vs VCSH

AVCIT

BVCSH

Measures won2–3VCSH wins · of 6 · 5Y

$10,000 · 5Y$11,374VCSH · VCIT $10,510

Lowest cost0.03%VCSH · $3 on $10k

Most income15.37%VPC · $1,537 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]VCIT and VCSH

VCIT

VCSH

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanguard Short-Term Corporate Bond ETF · $43.9B

+6.6%3 years · per year$12,129 · $11,758+5.5%

+1.0%5 years · per year$10,510 · $11,374+2.6%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

5.02%12-mo yield$502 · $454 on $10k4.54%

−4.9%Worst dropSmaller wins−1.6%

4.5%VolatilityLower wins2.1%

2–3VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · VCSH

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	0.0%	+1.3%	+2.2%	+5.5%	+2.6%	−1.6%	$43.9B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.1%	+0.1%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	VPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	0.0%	+1.3%	+2.2%	+5.5%	+2.6%	−1.6%	$43.9B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.1%	+0.1%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	VPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VCSH

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

VCSH

Vanguard Short-Term Corporate Bond

$11,374

MeasureVCITVCSH

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield5.02%4.54%

5 years, per year+1.0%+2.6%

3 years, per year+6.6%+5.5%

Worst drop · 1Y−4.9%−1.6%

Volatility · 1Y4.5%2.1%

3–2measures won
VCSH first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VPC, VCSH, VCIT, BND

Today

[…]holdings […]

VPCVCSHVCITBND

VPC—[…][…][…]

VCSH[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,537 − $1,060 = $477

VCSH$454 − $3 = $451

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee