VPL vs EFA

AVPL

BEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,205VPL · EFA $15,117

Lowest cost0.07%VPL · $7 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−11.4%EFA · worst fall in 1Y

Held in common32.7%VPL and EFA

VPL

EFA

Vanguard FTSE Pacific ETF · $9.0BiShares MSCI EAFE ETF · $77.7B

+20.2%3 years · per year$17,388 · $16,732+18.7%

+8.7%5 years · per year$15,205 · $15,117+8.6%

0.07%Expense ratio$7 · $32 on $10k · lower wins0.32%

2.27%12-mo yield$227 · $321 on $10k3.21%

−15.0%Worst dropSmaller wins−11.4%

25.8%VolatilityLower wins16.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsVPL · EFA

1.9%8306.T1.0%

1.6%BHP.AX1.0%

1.5%7203.T1.0%

1.3%CBA.AX0.9%

Held in common32.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AVPL	Vanguard FTSE Pacific ETFRead Desk		0.07%	2.27%	+3.3%	+17.9%	+20.6%	+20.2%	+8.7%	−15.0%	$9.0B
2	BEFA	iShares MSCI EAFE ETFRead Desk		0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AVPL	Vanguard FTSE Pacific ETFRead Desk		0.07%	2.27%	+3.3%	+17.9%	+20.6%	+20.2%	+8.7%	−15.0%	$9.0B
2	BEFA	iShares MSCI EAFE ETFRead Desk		0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VPL vs EFA

VPL

Vanguard FTSE Pacific

$15,205

EFA

iShares MSCI EAFE

$15,117

MeasureVPLEFA

Fee0.07%0.32%

Cost on $10k a year$7$32

Yield2.27%3.21%

5 years, per year+8.7%+8.6%

3 years, per year+20.2%+18.7%

Worst drop · 1Y−15.0%−11.4%

Volatility · 1Y25.8%16.6%

3–3measures won
level

32.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: VPL, EFA

Today

32.7%most shared, VPL and EFA

VPLEFA

VPL—32.7%

EFA32.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VPL$227 − $7 = $220

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee