VPL vs IEMG

AVPL

BIEMG

Measures won4–2VPL wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · VPL $14,832

Lowest cost0.03%VEA · $3 on $10k

Most income2.51%VEA · $251 on $10k

Smallest drop−11.6%VEA · worst fall in 1Y

Held in common17.7%VPL and IEMG

VPL

IEMG

Vanguard FTSE Pacific ETF · $9.0BiShares Core MSCI Emerging Markets ETF · $142B

+19.7%3 years · per year$17,150 · $16,988+19.3%

+8.2%5 years · per year$14,832 · $13,373+6.0%

0.07%Expense ratio$7 · $9 on $10k · lower wins0.09%

2.35%12-mo yield$235 · $249 on $10k2.49%

−15.0%Worst dropSmaller wins−17.8%

25.6%VolatilityLower wins25.5%

4–2VPL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVPL · IEMG

6.9%005930.KS5.6%

5.6%000660.KS4.1%

0.9%005935.KS0.8%

0.6%402340.KS0.4%

Held in common17.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	AVPL	Vanguard FTSE Pacific ETFRead Desk	0.07%	2.35%	+0.5%	+14.1%	+16.2%	+19.7%	+8.2%	−15.0%	$9.0B
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	AVPL	Vanguard FTSE Pacific ETFRead Desk	0.07%	2.35%	+0.5%	+14.1%	+16.2%	+19.7%	+8.2%	−15.0%	$9.0B
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VPL vs IEMG

VPL

Vanguard FTSE Pacific

$14,832

IEMG

iShares Core MSCI Emerging Markets

$13,373

MeasureVPLIEMG

Fee0.07%0.09%

Cost on $10k a year$7$9

Yield2.35%2.49%

5 years, per year+8.2%+6.0%

3 years, per year+19.7%+19.3%

Worst drop · 1Y−15.0%−17.8%

Volatility · 1Y25.6%25.5%

4–2measures won
VPL first

17.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VPL, IEMG, VEA

Today

36.9%most shared, VPL and VEA

VPLIEMGVEA

VPL—17.7%36.9%

IEMG17.7%—9.5%

VEA36.9%9.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

IEMG$249 − $9 = $240

VPL$235 − $7 = $228

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee