VSS vs FNDF

AVSS

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · IEMG $12,929

Lowest cost0.06%VSS · $6 on $10k

Most income3.09%VSS · $309 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common2.4%VSS and FNDF

VSS

FNDF

Vanguard FTSE All-World ex-US Small-Cap ETF · $11.6BSchwab Fundamental International Large Company Index ETF · $26.0B

+16.6%3 years · per year$15,847 · $19,830+25.6%

+4.0%5 years · per year$12,175 · $19,326+14.1%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

3.09%12-mo yield$309 · $299 on $10k2.99%

−11.6%Worst dropSmaller wins−10.6%

17.1%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVSS · FNDF

0.1%WPP.L0.1%

0.1%TEP.PA0.1%

0.2%TKA.DE0.1%

0.2%VOE.VI0.1%

Held in common2.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B
3	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.09%	−3.2%	+2.4%	+7.2%	+16.6%	+4.0%	−11.6%	$11.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B
3	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.09%	−3.2%	+2.4%	+7.2%	+16.6%	+4.0%	−11.6%	$11.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VSS vs FNDF

VSS

Vanguard FTSE All-World ex-US Small-Cap

$12,175

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureVSSFNDF

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield3.09%2.99%

5 years, per year+4.0%+14.1%

3 years, per year+16.6%+25.6%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y17.1%16.4%

4–2measures won
FNDF first

2.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VSS, FNDF, IEMG

Today

6.2%most shared, FNDF and IEMG

VSSFNDFIEMG

VSS—2.4%4.2%

FNDF2.4%—6.2%

IEMG4.2%6.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, VSS

VSS$309 − $6 = $303

FNDF$299 − $25 = $274

IEMG$254 − $9 = $245

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee