VSS vs FNDF

AVSS

BFNDF

Measures won1–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,893

Lowest cost0.03%VEA · $3 on $10k

Most income2.99%VSS · $299 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common2.4%VSS and FNDF

VSS

FNDF

Vanguard FTSE All-World ex-US Small-Cap ETF · $11.6BSchwab Fundamental International Large Company Index ETF · $25.9B

+18.0%3 years · per year$16,414 · $19,830+25.6%

+4.9%5 years · per year$12,688 · $19,326+14.1%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

2.99%12-mo yield$299 · $299 on $10k2.99%

−11.6%Worst dropSmaller wins−10.6%

16.9%VolatilityLower wins16.4%

1–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVSS · FNDF

0.1%WPP.L0.1%

0.1%TEP.PA0.1%

0.2%TKA.DE0.1%

0.2%VOE.VI0.1%

Held in common2.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	2.99%	+2.0%	+5.8%	+9.1%	+18.0%	+4.9%	−11.6%	$11.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	2.99%	+2.0%	+5.8%	+9.1%	+18.0%	+4.9%	−11.6%	$11.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VSS vs FNDF

VSS

Vanguard FTSE All-World ex-US Small-Cap

$12,688

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureVSSFNDF

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield2.99%2.99%

5 years, per year+4.9%+14.1%

3 years, per year+18.0%+25.6%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y16.9%16.4%

4–1measures won
FNDF first

2.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: VSS, FNDF, VEA

Today

60.4%most shared, FNDF and VEA

VSSFNDFVEA

VSS—2.4%5.3%

FNDF2.4%—60.4%

VEA5.3%60.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$293most kept, VSS

VSS$299 − $6 = $293

FNDF$299 − $25 = $274

VEA$241 − $3 = $238

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee