VSS vs FNDF

AVSS

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.11%VSS · $311 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common2.4%VSS and FNDF

VSS

FNDF

Vanguard FTSE All-World ex-US Small-Cap ETF · $11.6BSchwab Fundamental International Large Company Index ETF · $26.0B

+16.1%3 years · per year$15,668 · $18,863+23.6%

+4.1%5 years · per year$12,222 · $18,637+13.3%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

3.11%12-mo yield$311 · $310 on $10k3.10%

−11.6%Worst dropSmaller wins−10.6%

17.1%VolatilityLower wins16.6%

2–4FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVSS · FNDF

0.1%WPP.L0.1%

0.1%TEP.PA0.1%

0.2%TKA.DE0.1%

0.2%VOE.VI0.1%

Held in common2.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.11%	−0.4%	+2.0%	+6.2%	+16.1%	+4.1%	−11.6%	$11.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.11%	−0.4%	+2.0%	+6.2%	+16.1%	+4.1%	−11.6%	$11.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VSS vs FNDF

VSS

Vanguard FTSE All-World ex-US Small-Cap

$12,222

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureVSSFNDF

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield3.11%3.10%

5 years, per year+4.1%+13.3%

3 years, per year+16.1%+23.6%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y17.1%16.6%

4–1measures won
FNDF first

2.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VSS, FNDF, VEA, VXUS

Today

65.3%most shared, VEA and VXUS

VSSFNDFVEAVXUS

VSS—2.4%5.3%2.2%

FNDF2.4%—59.8%47.3%

VEA5.3%59.8%—65.3%

VXUS2.2%47.3%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, VSS

VSS$311 − $6 = $305

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee