VSS vs FNDF

AVSS

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income3.09%VSS · $309 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common2.4%VSS and FNDF

VSS

FNDF

Vanguard FTSE All-World ex-US Small-Cap ETF · $11.6BSchwab Fundamental International Large Company Index ETF · $26.0B

+16.6%3 years · per year$15,847 · $19,830+25.6%

+4.0%5 years · per year$12,175 · $19,326+14.1%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

3.09%12-mo yield$309 · $299 on $10k2.99%

−11.6%Worst dropSmaller wins−10.6%

17.1%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVSS · FNDF

0.1%WPP.L0.1%

0.1%TEP.PA0.1%

0.2%TKA.DE0.1%

0.2%VOE.VI0.1%

Held in common2.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.09%	−3.2%	+2.4%	+7.2%	+16.6%	+4.0%	−11.6%	$11.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	AVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.09%	−3.2%	+2.4%	+7.2%	+16.6%	+4.0%	−11.6%	$11.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VSS vs FNDF

VSS

Vanguard FTSE All-World ex-US Small-Cap

$12,175

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureVSSFNDF

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield3.09%2.99%

5 years, per year+4.0%+14.1%

3 years, per year+16.6%+25.6%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y17.1%16.4%

4–2measures won
FNDF first

2.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: VSS, FNDF, VXUS, VEA

Today

60.4%most shared, FNDF and VEA

VSSFNDFVXUSVEA

VSS—2.4%21.7%5.3%

FNDF2.4%—7.1%60.4%

VXUS21.7%7.1%—8.4%

VEA5.3%60.4%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, VSS

VSS$309 − $6 = $303

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee