VT vs DWMF

AVT

BDWMF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,957VT · DWMF $14,962

Lowest cost0.05%VXUS · $5 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common7.9%VT and DWMF

DWMF

Vanguard Total World Stock ETF · $81.8BWisdomTree International Multifactor Fund · $33M

+20.9%3 years · per year$17,661 · $14,882+14.2%

+9.8%5 years · per year$15,957 · $14,962+8.4%

0.06%Expense ratio$6 · $38 on $10k · lower wins0.38%

1.55%12-mo yield$155 · $294 on $10k2.94%

−9.7%Worst dropSmaller wins−8.7%

14.9%VolatilityLower wins13.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · DWMF

0.6%ASML.AS2.0%

0.3%HSBA.L1.3%

0.2%SHEL.L1.1%

0.2%NOVN.SW1.6%

Held in common7.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BDWMF	WisdomTree International Multifactor FundRead Desk	0.38%	2.94%	+2.6%	+4.9%	+7.3%	+14.2%	+8.4%	−8.7%	$33M
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BDWMF	WisdomTree International Multifactor FundRead Desk	0.38%	2.94%	+2.6%	+4.9%	+7.3%	+14.2%	+8.4%	−8.7%	$33M
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs DWMF

Vanguard Total World Stock

$15,957

DWMF

WisdomTree International Multifactor Fund

$14,962

MeasureVTDWMF

Fee0.06%0.38%

Cost on $10k a year$6$38

Yield1.55%2.94%

5 years, per year+9.8%+8.4%

3 years, per year+20.9%+14.2%

Worst drop · 1Y−9.7%−8.7%

Volatility · 1Y14.9%13.5%

3–3measures won
level

7.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VT, DWMF, IEFA, VXUS

Today

49.8%most shared, IEFA and VXUS

VTDWMFIEFAVXUS

VT—7.9%17.9%29.9%

DWMF7.9%—35.1%20.5%

IEFA17.9%35.1%—49.8%

VXUS29.9%20.5%49.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

DWMF$294 − $38 = $256

VXUS$239 − $5 = $234

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee