VT vs EMCS

AVT

BEMCS

Measures won4–2VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · EFA $15,117

Lowest cost0.06%VT · $6 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common5.1%VT and EMCS

EMCS

Vanguard Total World Stock ETF · $81.8BXtrackers MSCI Emerging Markets Climate Selection ETF · $982M

+20.9%3 years · per year$17,661 · $19,796+25.6%

+9.8%5 years · per year$15,957 · $14,282+7.4%

0.06%Expense ratio$6 · $15 on $10k · lower wins0.15%

1.55%12-mo yield$155 · $158 on $10k1.58%

−9.7%Worst dropSmaller wins−17.6%

14.9%VolatilityLower wins29.1%

4–2VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · EMCS

1.6%2330.TW18.7%

0.8%005930.KS8.5%

0.6%000660.KS5.6%

0.3%0700.HK4.8%

Held in common5.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	BEMCS	Xtrackers MSCI Emerging Markets Climate Selection ETFRead Desk	0.15%	1.58%	+3.3%	+20.6%	+23.7%	+25.6%	+7.4%	−17.6%	$982M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	BEMCS	Xtrackers MSCI Emerging Markets Climate Selection ETFRead Desk	0.15%	1.58%	+3.3%	+20.6%	+23.7%	+25.6%	+7.4%	−17.6%	$982M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs EMCS

Vanguard Total World Stock

$15,957

EMCS

Xtrackers MSCI Emerging Markets Climate Selection

$14,282

MeasureVTEMCS

Fee0.06%0.15%

Cost on $10k a year$6$15

Yield1.55%1.58%

5 years, per year+9.8%+7.4%

3 years, per year+20.9%+25.6%

Worst drop · 1Y−9.7%−17.6%

Volatility · 1Y14.9%29.1%

4–1measures won
VT first

5.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VT, EMCS, EFA, IEMG

Today

38.9%most shared, EMCS and IEMG

VTEMCSEFAIEMG

VT—5.1%17.5%8.5%

EMCS5.1%—0.0%38.9%

EFA17.5%0.0%—0.0%

IEMG8.5%38.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

IEMG$242 − $9 = $233

VT$155 − $6 = $149

EMCS$158 − $15 = $143

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee