VT vs FDEM

AVT

BFDEM

Measures won5–1VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · FDEM $15,592

Lowest cost0.05%VXUS · $5 on $10k

Most income3.47%FDEM · $347 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common4.7%VT and FDEM

FDEM

Vanguard Total World Stock ETF · $81.8BFidelity Emerging Markets Multifactor ETF · $499M

+20.9%3 years · per year$17,661 · $16,963+19.3%

+9.8%5 years · per year$15,957 · $15,592+9.3%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

1.55%12-mo yield$155 · $347 on $10k3.47%

−9.7%Worst dropSmaller wins−14.0%

14.9%VolatilityLower wins22.6%

5–1VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · FDEM

1.6%2330.TW11.7%

0.8%005930.KS5.6%

0.6%000660.KS3.3%

0.2%2454.TW1.3%

Held in common4.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.47%	+2.5%	+11.6%	+13.1%	+19.3%	+9.3%	−14.0%	$499M
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.47%	+2.5%	+11.6%	+13.1%	+19.3%	+9.3%	−14.0%	$499M
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs FDEM

Vanguard Total World Stock

$15,957

FDEM

Fidelity Emerging Markets Multifactor

$15,592

MeasureVTFDEM

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield1.55%3.47%

5 years, per year+9.8%+9.3%

3 years, per year+20.9%+19.3%

Worst drop · 1Y−9.7%−14.0%

Volatility · 1Y14.9%22.6%

5–1measures won
VT first

4.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VT, FDEM, VXUS, IEFA

Today

49.8%most shared, VXUS and IEFA

VTFDEMVXUSIEFA

VT—4.7%29.9%17.9%

FDEM4.7%—12.8%0.0%

VXUS29.9%12.8%—49.8%

IEFA17.9%0.0%49.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

FDEM$347 − $25 = $322

VXUS$239 − $5 = $234

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee