FDEV vs EFA

AFDEV

BEFA

Measures won4–1FDEV wins · of 6 · 5Y

$10,000 · 5Y$15,649VT · EFA $14,818

Lowest cost0.05%VXUS · $5 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.1%FDEV and EFA

FDEV

EFA

Fidelity International Multifactor ETF · $284MiShares MSCI EAFE ETF · $75.5B

+18.4%3 years · per year$16,607 · $16,576+18.3%

+7.6%5 years · per year$14,443 · $14,818+8.2%

0.18%Expense ratio$18 · $32 on $10k · lower wins0.32%

3.30%12-mo yield$330 · $330 on $10k3.30%

−8.5%Worst dropSmaller wins−11.4%

12.5%VolatilityLower wins16.3%

4–1FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · EFA

1.7%ROP.SW1.6%

1.5%NOVN.SW1.4%

1.7%SHEL.L1.4%

1.5%AZN.L1.3%

Held in common25.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs EFA

FDEV

Fidelity International Multifactor

$14,443

EFA

iShares MSCI EAFE

$14,818

MeasureFDEVEFA

Fee0.18%0.32%

Cost on $10k a year$18$32

Yield3.30%3.30%

5 years, per year+7.6%+8.2%

3 years, per year+18.4%+18.3%

Worst drop · 1Y−8.5%−11.4%

Volatility · 1Y12.5%16.3%

4–1measures won
FDEV first

25.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: VT, FDEV, EFA, VXUS

Today

45.8%most shared, EFA and VXUS

VTFDEVEFAVXUS

VT—6.1%17.5%29.9%

FDEV6.1%—25.1%15.8%

EFA17.5%25.1%—45.8%

VXUS29.9%15.8%45.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$312most kept, FDEV

FDEV$330 − $18 = $312

EFA$330 − $32 = $298

VXUS$245 − $5 = $240

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee