VT vs FNDF

AVT

BFNDF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.03%VEA · $3 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common20.0%VT and FNDF

FNDF

Vanguard Total World Stock ETF · $81.8BSchwab Fundamental International Large Company Index ETF · $25.9B

+21.0%3 years · per year$17,695 · $19,830+25.6%

+9.3%5 years · per year$15,576 · $19,326+14.1%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

1.59%12-mo yield$159 · $299 on $10k2.99%

−9.7%Worst dropSmaller wins−10.6%

14.7%VolatilityLower wins16.4%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · FNDF

0.8%005930.KS2.6%

0.6%000660.KS0.4%

0.6%ASML.AS0.3%

0.3%HSBA.L1.0%

Held in common20.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs FNDF

Vanguard Total World Stock

$15,576

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureVTFNDF

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield1.59%2.99%

5 years, per year+9.3%+14.1%

3 years, per year+21.0%+25.6%

Worst drop · 1Y−9.7%−10.6%

Volatility · 1Y14.7%16.4%

3–3measures won
level

20.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VT, FNDF, EFA, VEA

Today

63.4%most shared, EFA and VEA

VTFNDFEFAVEA

VT—20.0%17.5%23.3%

FNDF20.0%—58.5%60.4%

EFA17.5%58.5%—63.4%

VEA23.3%60.4%63.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee