VT vs IOCT

AVT

BIOCT

Measures won4–2VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · IOCT $14,914

Lowest cost0.05%VXUS · $5 on $10k

Most income2.42%IEMG · $242 on $10k

Smallest drop−5.8%IOCT · worst fall in 1Y

Held in common[…]VT and IOCT

IOCT

Vanguard Total World Stock ETF · $81.8BInnovator Intl Developed Power Buffer ETF · $198M

+20.9%3 years · per year$17,661 · $14,522+13.2%

+9.8%5 years · per year$15,957 · $14,914+8.3%

0.06%Expense ratio$6 · $85 on $10k · lower wins0.85%

1.55%12-mo yield$155 · $0 on $10k0.00%

−9.7%Worst dropSmaller wins−5.8%

14.9%VolatilityLower wins8.7%

4–2VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · IOCT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	+1.7%	+9.3%	+11.8%	+13.2%	+8.3%	−5.8%	$198M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	+1.7%	+9.3%	+11.8%	+13.2%	+8.3%	−5.8%	$198M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs IOCT

Vanguard Total World Stock

$15,957

IOCT

Innovator Intl Developed Power Buffer

$14,914

MeasureVTIOCT

Fee0.06%0.85%

Cost on $10k a year$6$85

Yield1.55%0.00%

5 years, per year+9.8%+8.3%

3 years, per year+20.9%+13.2%

Worst drop · 1Y−9.7%−5.8%

Volatility · 1Y14.9%8.7%

4–2measures won
VT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VT, IOCT, IEMG, VXUS

Today

29.9%most shared, VT and VXUS

VTIOCTIEMGVXUS

VT—[…]8.5%29.9%

IOCT[…]—[…][…]

IEMG8.5%[…]—24.9%

VXUS29.9%[…]24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

VT$155 − $6 = $149

IOCT$0 − $85 = −$85

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee