VT vs IPAC

AVT

BIPAC

Measures won5–1VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · EFA $15,117

Lowest cost0.06%VT · $6 on $10k

Most income3.90%IPAC · $390 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common6.6%VT and IPAC

IPAC

Vanguard Total World Stock ETF · $81.8BiShares Core MSCI Pacific ETF · $2.7B

+20.9%3 years · per year$17,661 · $16,314+17.7%

+9.8%5 years · per year$15,957 · $14,458+7.7%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

1.55%12-mo yield$155 · $390 on $10k3.90%

−9.7%Worst dropSmaller wins−11.5%

14.9%VolatilityLower wins18.3%

5–1VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · IPAC

0.2%8306.T2.5%

0.2%BHP.AX2.3%

0.2%7203.T2.3%

0.1%CBA.AX2.2%

Held in common6.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	BIPAC	iShares Core MSCI Pacific ETFRead Desk	0.09%	3.90%	+2.7%	+13.2%	+14.8%	+17.7%	+7.7%	−11.5%	$2.7B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	BIPAC	iShares Core MSCI Pacific ETFRead Desk	0.09%	3.90%	+2.7%	+13.2%	+14.8%	+17.7%	+7.7%	−11.5%	$2.7B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs IPAC

Vanguard Total World Stock

$15,957

IPAC

iShares Core MSCI Pacific

$14,458

MeasureVTIPAC

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield1.55%3.90%

5 years, per year+9.8%+7.7%

3 years, per year+20.9%+17.7%

Worst drop · 1Y−9.7%−11.5%

Volatility · 1Y14.9%18.3%

5–1measures won
VT first

6.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VT, IPAC, EFA, IEMG

Today

33.0%most shared, IPAC and EFA

VTIPACEFAIEMG

VT—6.6%17.5%8.5%

IPAC6.6%—33.0%0.0%

EFA17.5%33.0%—0.0%

IEMG8.5%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$381most kept, IPAC

IPAC$390 − $9 = $381

EFA$321 − $32 = $289

IEMG$242 − $9 = $233

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee