VT vs IPOS

AVT

BIPOS

Measures won6–0VT wins · of 6 · 5Y

$10,000 · 5Y$15,576VT · EFA $14,850

Lowest cost0.06%VT · $6 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common0.0%VT and IPOS

IPOS

Vanguard Total World Stock ETF · $81.8BRenaissance International IPO ETF · $9M

+21.0%3 years · per year$17,695 · $14,283+12.6%

+9.3%5 years · per year$15,576 · $6,155−9.2%

0.06%Expense ratio$6 · $80 on $10k · lower wins0.80%

1.59%12-mo yield$159 · $81 on $10k0.81%

−9.7%Worst dropSmaller wins−32.0%

14.7%VolatilityLower wins35.6%

6–0VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · IPOS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs IPOS

Vanguard Total World Stock

$15,576

IPOS

Renaissance International IPO

$6,155

MeasureVTIPOS

Fee0.06%0.80%

Cost on $10k a year$6$80

Yield1.59%0.81%

5 years, per year+9.3%−9.2%

3 years, per year+21.0%+12.6%

Worst drop · 1Y−9.7%−32.0%

Volatility · 1Y14.7%35.6%

6–0measures won
VT first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VT, IPOS, EFA, IEMG

Today

17.5%most shared, VT and EFA

VTIPOSEFAIEMG

VT—0.0%17.5%8.5%

IPOS0.0%—0.0%0.0%

EFA17.5%0.0%—0.0%

IEMG8.5%0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

IEMG$254 − $9 = $245

VT$159 − $6 = $153

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee