VT vs IPOS

AVT

BIPOS

Measures won6–0VT wins · of 6 · 5Y

$10,000 · 5Y$16,384VT · VEA $15,893

Lowest cost0.03%VEA · $3 on $10k

Most income3.18%EFA · $318 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common0.0%VT and IPOS

IPOS

Vanguard Total World Stock ETF · $81.8BRenaissance International IPO ETF · $9M

+22.8%3 years · per year$18,538 · $15,036+14.6%

+10.4%5 years · per year$16,384 · $6,497−8.3%

0.06%Expense ratio$6 · $80 on $10k · lower wins0.80%

1.53%12-mo yield$153 · $77 on $10k0.77%

−9.7%Worst dropSmaller wins−31.7%

14.1%VolatilityLower wins35.3%

6–0VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · IPOS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.18%	+2.6%	+11.8%	+15.7%	+20.3%	+9.1%	−11.4%	$78.1B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.77%	+4.8%	+11.1%	+7.6%	+14.6%	−8.3%	−31.7%	$9M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.18%	+2.6%	+11.8%	+15.7%	+20.3%	+9.1%	−11.4%	$78.1B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.77%	+4.8%	+11.1%	+7.6%	+14.6%	−8.3%	−31.7%	$9M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs IPOS

Vanguard Total World Stock

$16,384

IPOS

Renaissance International IPO

$6,497

MeasureVTIPOS

Fee0.06%0.80%

Cost on $10k a year$6$80

Yield1.53%0.77%

5 years, per year+10.4%−8.3%

3 years, per year+22.8%+14.6%

Worst drop · 1Y−9.7%−31.7%

Volatility · 1Y14.1%35.3%

6–0measures won
VT first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: VT, IPOS, VEA, EFA

Today

63.3%most shared, VEA and EFA

VTIPOSVEAEFA

VT—0.0%23.3%17.5%

IPOS0.0%—0.0%0.0%

VEA23.3%0.0%—63.3%

EFA17.5%0.0%63.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$286most kept, EFA

EFA$318 − $32 = $286

VEA$241 − $3 = $238

VT$153 − $6 = $147

IPOS$77 − $80 = −$3

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee