VT vs ISCF

AVT

BISCF

Measures won5–1VT wins · of 6 · 5Y

$10,000 · 5Y$15,649VT · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.73%ISCF · $373 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common0.5%VT and ISCF

ISCF

Vanguard Total World Stock ETF · $81.8BiShares International Small-Cap Equity Factor ETF · $698M

+20.7%3 years · per year$17,563 · $17,301+20.0%

+9.4%5 years · per year$15,649 · $13,882+6.8%

0.06%Expense ratio$6 · $24 on $10k · lower wins0.24%

1.59%12-mo yield$159 · $373 on $10k3.73%

−9.7%Worst dropSmaller wins−11.3%

14.7%VolatilityLower wins15.6%

5–1VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · ISCF

0.0%VACN.SW0.4%

0.0%SAB.MC0.9%

0.0%ENX.PA0.3%

0.0%BESI.AS0.3%

Held in common0.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BISCF	iShares International Small-Cap Equity Factor ETFRead Desk	0.24%	3.73%	−3.0%	+6.3%	+12.4%	+20.0%	+6.8%	−11.3%	$698M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BISCF	iShares International Small-Cap Equity Factor ETFRead Desk	0.24%	3.73%	−3.0%	+6.3%	+12.4%	+20.0%	+6.8%	−11.3%	$698M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs ISCF

Vanguard Total World Stock

$15,649

ISCF

iShares International Small-Cap Equity Factor

$13,882

MeasureVTISCF

Fee0.06%0.24%

Cost on $10k a year$6$24

Yield1.59%3.73%

5 years, per year+9.4%+6.8%

3 years, per year+20.7%+20.0%

Worst drop · 1Y−9.7%−11.3%

Volatility · 1Y14.7%15.6%

5–1measures won
VT first

0.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VT, ISCF, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

VTISCFVXUSVEA

VT—0.5%29.9%23.3%

ISCF0.5%—2.6%4.9%

VXUS29.9%2.6%—65.3%

VEA23.3%4.9%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$349most kept, ISCF

ISCF$373 − $24 = $349

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee