VT vs QLVD

AVT

BQLVD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,957VT · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income2.93%QLVD · $293 on $10k

Smallest drop−8.1%QLVD · worst fall in 1Y

Held in common7.1%VT and QLVD

QLVD

Vanguard Total World Stock ETF · $81.8BNorthern Trust Developed Markets ex-US Quality Low Volatility ETF · $54M

+20.9%3 years · per year$17,661 · $15,863+16.6%

+9.8%5 years · per year$15,957 · $14,537+7.8%

0.06%Expense ratio$6 · $15 on $10k · lower wins0.15%

1.55%12-mo yield$155 · $293 on $10k2.93%

−9.7%Worst dropSmaller wins−8.1%

14.9%VolatilityLower wins11.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · QLVD

0.6%ASML.AS1.9%

0.3%HSBA.L0.6%

0.2%SHEL.L1.5%

0.2%RY.TO3.5%

Held in common7.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	BQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.93%	+2.3%	+13.5%	+18.3%	+16.6%	+7.8%	−8.1%	$54M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	BQLVD	Northern Trust Developed Markets ex-US Quality Low Volatility ETFRead Desk	0.15%	2.93%	+2.3%	+13.5%	+18.3%	+16.6%	+7.8%	−8.1%	$54M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs QLVD

Vanguard Total World Stock

$15,957

QLVD

Northern Trust Developed Markets ex-US Quality Low Volatility

$14,537

MeasureVTQLVD

Fee0.06%0.15%

Cost on $10k a year$6$15

Yield1.55%2.93%

5 years, per year+9.8%+7.8%

3 years, per year+20.9%+16.6%

Worst drop · 1Y−9.7%−8.1%

Volatility · 1Y14.9%11.5%

3–3measures won
level

7.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VT, QLVD, IEMG, VXUS

Today

29.9%most shared, VT and VXUS

VTQLVDIEMGVXUS

VT—7.1%8.5%29.9%

QLVD7.1%—0.0%16.6%

IEMG8.5%0.0%—24.9%

VXUS29.9%16.6%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$278most kept, QLVD

QLVD$293 − $15 = $278

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee