VT vs SCHF

AVT

BSCHF

Measures won4–2VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · SCHF $15,685

Lowest cost0.03%SCHF · $3 on $10k

Most income3.10%SCHF · $311 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common22.6%VT and SCHF

SCHF

Vanguard Total World Stock ETF · $81.8BSchwab International Equity ETF · $65.8B

+20.9%3 years · per year$17,661 · $17,539+20.6%

+9.8%5 years · per year$15,957 · $15,685+9.4%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

1.55%12-mo yield$155 · $311 on $10k3.10%

−9.7%Worst dropSmaller wins−11.5%

14.9%VolatilityLower wins18.4%

4–2VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · SCHF

0.8%005930.KS2.3%

0.6%000660.KS1.7%

0.6%ASML.AS2.0%

0.3%HSBA.L1.1%

Held in common22.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs SCHF

Vanguard Total World Stock

$15,957

SCHF

Schwab International Equity

$15,685

MeasureVTSCHF

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield1.55%3.10%

5 years, per year+9.8%+9.4%

3 years, per year+20.9%+20.6%

Worst drop · 1Y−9.7%−11.5%

Volatility · 1Y14.9%18.4%

4–2measures won
VT first

22.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VT, SCHF, IEMG, VEA

Today

83.9%most shared, SCHF and VEA

VTSCHFIEMGVEA

VT—22.6%8.5%23.3%

SCHF22.6%—7.8%83.9%

IEMG8.5%7.8%—9.5%

VEA23.3%83.9%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

VEA$244 − $3 = $241

IEMG$242 − $9 = $233

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee